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Using PayBright, your Canadian customers can split their online purchases into easy bi-weekly or monthly payments. Customers enter a few pieces of information for a real-time decision, then select a payment schedule that works for them.



How it works:


1. Select PayBright during your check-out process

2. Enter a few pieces of information and get a real-time decision. 

3. Pay PayBright back over 6, 12, or 24 months.


We're here to make your customers purchases easy. They pay over time, at thousands of stores, with no hidden fees. Our pay-over-time solution gets you more customers, higher approval rates, at zero risk to your business.


Account & Fees
To offer PayBright as a checkout method in your store, please contact PayBright at [email protected] for your account setup. PayBright's Lightspeed extension is free to download and install. PayBright charges fees on a per transaction basis, dependent upon the payment plans offered. Please reach out to PayBright for more information.

Canada's first e-commerce installment payment solution
Full integration with Lightspeed
Instant approval and rapid process: within seconds, PayBright verifies the customer’s identity and payment information, and provides an instant approval
Next-day payment to merchants with no credit risk
Sales increase of up to 30%
Net Promoter Score of 72 among merchants and A+ rating with the Better Business Bureau
Virtual credit accounts can be used for multiple transactions, helping drive repeat purchases
Both merchants and customers receive access to their own online portals to monitor loan activity
No retroactive or compounding interest, hidden charges, or prepayment penalties

Security Features
When a customer selects PayBright as their payment method at checkout, they are redirected to PayBright website to enter their information and payment details.
PayBright does not send over the customer payment details to Lightspeed.
PayBright’s Lightspeed extension does not impact merchants’ PCI compliance.

PayBright’s platform is PCI compliant.