Get fast, reliable funding with Lightspeed Capital

Our cash advance program is the easiest way to grow your business now.

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How Lightspeed Capital works

Lightspeed Capital takes away the roadblocks many independent business owners face on their search for funding. Our team pre-screens for eligibility and creates a cash advance offer that's tailored to your business.

Determine if you are eligible for Lightspeed Capital

Apply for a cash advance through a Lightspeed Capital team member

Funds are deposited directly into your bank account

The cash advance balance is remitted through a percentage of income generated by your sales

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Use Lightspeed Capital for any business purpose.

Plus, there's no strict payback schedule—you pay nothing until you make sales.

  • Transparent pricing with no rising interest rates–just a flat fee
  • No scheduled monthly payments
  • The balance, including a flat fee, is remitted through a portion of your sales
  • Capital can be requested again after your balance is remitted
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Get funds in as soon as two business days.

There’s no lengthy application or credit check—so you can get to the funds sooner rather than later.

  • Cash advance is deposited directly into your bank account
  • Credit scores are unaffected by the process
  • Flat-fee pricing structure with no hidden costs
  • Eligibility is determined by business performance
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How does Lightspeed Capital compare to other types of funding?